Fin-Wiz Privacy Policy

Fin-Wiz is designed with privacy at its core. We collect minimal data: **App Usage Analytics:** We collect anonymized usage statistics such as feature usage frequency, crash reports, and performance metrics. This helps us understand which calculators are most helpful and improve app quality. **Advertising Data:** We display ethical advertisements through Google AdMob to support free access. These ads are contextual (based on app content) not behavioral (based on your personal data). We do not share your personal information with advertisers. **Device Information:** We collect basic non-identifiable device information (device model, OS version) to ensure compatibility and optimize performance.

**Local-First Storage:** All your calculations, ledger entries, and financial records are stored exclusively on your device. We cannot access this data. **No Account Required:** Fin-Wiz works without user accounts. No emails, no passwords, no personal identification required. **Secure Connections:** Any necessary data transmission (such as currency rate updates) uses encrypted HTTPS connections. **No Cross-App Tracking:** We do not use tracking technologies that follow you across other apps or websites.

**Ethical Monetization:** We believe in transparent, ethical advertising: • Contextual ads only (relevant to financial tools, not personal data) • No behavioral tracking or profiling • No selling of user data to third parties • Option to upgrade and remove all advertisements **Ad Partners:** We partner with Google AdMob for advertising delivery. All ads comply with our strict privacy standards.

Fin-Wiz requests only essential permissions: **Internet Access:** For currency rate updates and ethical advertisements. **Storage Access:** To save your calculation history and ledger data locally on your device. **Biometric Authentication:** Optional - for securing the app with fingerprint or face recognition (if enabled). We do NOT request access to: Contacts, Camera, Microphone, Location, SMS, or Phone.

**Your Data, Your Control:** All financial calculations, ledger entries, and app preferences remain on your device. **Analytics Retention:** Anonymized usage data is retained for up to 2 years to help improve the app, then automatically deleted. **Right to Deletion:** You can clear all app data anytime through your device settings (Settings > Apps > Fin-Wiz > Storage > Clear Data). **Export Option:** You can export your ledger data anytime for your own backup purposes.

Under applicable data protection laws, you have the right to: • Know what data we collect (this policy) • Access any data we may hold about you • Request deletion of your data • Opt-out of analytics collection (available in app settings) • File complaints with data protection authorities Since we collect minimal data and store everything locally on your device, most privacy rights are automatically respected.